Instant Funding Standard

Instant Funding Standard Rules

The XpertFunding Instant Funding Standard Model grants traders immediate access to a live funded account, with clearly defined rules to manage risk and ensure consistent profitability.

Account Violation - Hard Breach

(Applies to All Instant Funding Models)

A Hard Breach refers to a serious violation of the trading rules that results in the immediate and permanent closure of the funded account.
If any rule is breached such as exceeding drawdown limits, 65% margin abuse, over-leveraging, or engaging in restricted trading behavior your account will be terminated without warning.This applies whether the breach was accidental or intentional, as all rule violations are treated the same.

Daily Drawdown Limit (Equity Based)

Resets daily at 00:00 UTC based on the higher of equity or balance.
The limit is 3% of the higher value (either equity or balance).

Example: At 00:00 UTC, your balance is $100,000. If you make a profit and your equity increases to $110,000, the drawdown limit is based on the higher value, which is equity ($110,000). Therefore, the maximum daily drawdown is 3% of $110,000, equaling $3,300. A breach will occur if equity falls below $106,700 during the day.

Maximum Drawdown (Trailing)

You are not allowed to lose more than 6% from your highest closed balance. This is a trailing drawdown, which adjusts upward only when you close trades in profit. It does not trail unrealized gains and never moves downward.

Example : if you start with a $100,000 account and later close trades that increase your balance to $104,000, your drawdown limit moves up to $97,760. If your balance then falls below $97,760 at any point, your account will be breached.

Consistency Rule

To be eligible for a payout, you must ensure that no single day’s profit exceeds 40% of your total accumulated profit. This rule is meant to encourage consistent trading habits and prevent reliance on one-off large gains. In simple terms, if you want to qualify for a payout, you cannot make more than 40% of your total profit in a single day.

How It’s Calculated:

Best Day % of Total Profit = (Highest Single-Day Profit ÷ Total Profit) × 100

Example: Imagine your total profit is $1,000. According to the rule, your highest profit on any single day should not be more than $400, which is 40% of your total profit. If you make $500 in one day, that’s 50% of your total profit, which breaks the rule. To become eligible for a payout again, you must continue trading and increase your total profit until that $500 no longer exceeds 40% of the new total. once your total profit reaches $1,250, the $500 day becomes exactly 40% bringing you back within the allowed limit.

Minimum Trading Days

You must complete at least 4 separate profitable trading days, with each day generating a minimum profit of 0.5% of your account balance.

Example: On a $100,000 account, you must earn at least $500 on each of 4 different days before qualifying for a payout.

Profit Split

You will receive 85% of your profits.

News Trading

Opening or closing trades during high-impact news events is not allowed to protect against excessive volatility.All trades must be closed 5 minutes before and opened only 5 minutes after high-impact news events (per Forex Factory).

Example : If the Non-Farm Payroll (NFP) report for USD is scheduled for 14:00 UTC, all trades must be closed between 13:55 UTC and 14:05 UTC. No new positions related to USD should be opened within this window .

Levarage

Forex: 1:20
Indices: 1:10
Commodities: 1:10
Crypto: 1:2

65% Margin Rule

You are not allowed to use more than 65% of your available margin on open positions. Over-leveraging is strictly prohibited, as it undermines sustainable risk management and may result in account Termination.

Example: If you have a $10,000 account with 1:20 leverage, your total buying power is $200,000. Under the 65% rule, you are only allowed to use up to $130,000 (65% of your buying power) to open trades. Assume the current market price of EUR/USD is $1.14, and each standard lot represents 100,000 units. The cost to open one lot would be $114,000 (1.14 × 100,000). Based on this, you could open approximately 1.14 lots without violating the 65% margin usage limit.

Maximum Risk Per Trade

You are not allowed to risk more than 1% of your account balance on any individual trade. This includes the potential loss defined by your stop loss.

Example: On a $100,000 account, your maximum risk per trade is $1,000. If your stop loss exposes you to a $2,000 loss, it violates this rule.

Payout Eligibility

You become eligible for your first payout after 14 calendar days and must have earned at least 1% total profit on the account.

Example: On a $100,000 account, you must generate a minimum profit of $1,000 after 14 days to request a payout.

Weekend Holding

Yes it's allowed to hold trades over the weekends.

Updated on: 30/06/2025

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