Instant Funding Pro

Instant Funding Pro Rules

The XpertFunding Instant Funding Pro Model provides traders with immediate access to a live funded account under a structured set of rules that prioritize risk management and consistent performance. With strict risk controls, achievable profit targets, and scalable growth opportunities, this model is built for disciplined, professional trading.
All rules are strictly enforced.

Account Violation - Hard Breach

(Applies to All Instant Funding Models)

A Hard Breach refers to a serious violation of the trading rules that results in the immediate and permanent closure of the funded account.
If any rule is breached such as exceeding drawdown limits, 65% margin abuse, over-leveraging, or engaging in restricted trading behavior your account will be terminated without warning.This applies whether the breach was accidental or intentional, as all rule violations are treated the same.

Daily Drawdown Limit (Equity Based)

Resets daily at 00:00 UTC based on the higher of equity or balance.
The limit is 3% of the higher value (either equity or balance).

Example: At 00:00 UTC, your balance is $100,000. If you make a profit and your equity increases to $110,000, the drawdown limit is based on the higher value, which is equity ($110,000). Therefore, the maximum daily drawdown is 3% of $110,000, equaling $3,300. A breach will occur if equity falls below $106,700 during the day.

Maximum Drawdown (Trailing)

You are not allowed to lose more than 6% from your highest closed balance. This is a trailing drawdown, which adjusts upward only when you close trades in profit. It does not trail unrealized gains and never moves downward.

Example : if you start with a $100,000 account and later close trades that increase your balance to $104,000, your drawdown limit moves up to $97,760. If your balance then falls below $97,760 at any point, your account will be breached.

Consistency Rule

To be eligible for a payout, no single day’s profit should exceed 15% of your total accumulated profit. This rule is designed to encourage consistent and disciplined trading, rather than relying on large one-day gains. In simple terms, if you want to qualify for a payout, you cannot make more than 15% of your total profit in a single day.

How It’s Calculated:

Best Day % of Total Profit = (Highest Single-Day Profit ÷ Total Profit) × 100

Example : Let’s say your total profit is $1,000. 15% of $1,000 is $150 so your maximum profit in one day should not be more than $150. If you make $300 in one day, that’s 30% of your total profit, which violates the rule. To become eligible for a payout, you must keep trading and grow your total profit until that $300 becomes 15% or less of the new total.

Profit Target

To qualify for your first payout, you must generate a minimum total profit of 3%. This achievable target promotes steady, low-risk trading and disciplined growth.

Example: On a $100,000 account, your balance must reach $103,000 to meet the profit target and become eligible for payout.

Profit Split

You will receive 85% of your profits .

News Trading

Opening or closing trades during high-impact news events is not allowed to protect against excessive volatility.All trades must be closed 5 minutes before and opened only 5 minutes after high-impact news events (per Forex Factory).

Example : If the Non-Farm Payroll (NFP) report for USD is scheduled for 14:00 UTC, all trades must be closed between 13:55 UTC and 14:05 UTC. No new positions related to USD should be opened within this window .

Levarage

Forex: 1:20
Indices: 1:10
Commodities: 1:10
Crypto: 1:2

65% Margin Rule

You are not allowed to use more than 65% of your available margin on open positions. Over-leveraging is strictly prohibited, as it undermines sustainable risk management and may result in account Termination.

Example: If you have a $10,000 account with 1:20 leverage, your total buying power is $200,000. Under the 65% rule, you are only allowed to use up to $130,000 (65% of your buying power) to open trades. Assume the current market price of EUR/USD is $1.14, and each standard lot represents 100,000 units. The cost to open one lot would be $114,000 (1.14 × 100,000). Based on this, you could open approximately 1.14 lots without violating the 65% margin usage limit.

Maximum Risk Per Trade

You are not allowed to risk more than 1% of your account balance on any individual trade. This includes the potential loss defined by your stop loss.

Example: On a $100,000 account, your maximum risk per trade is $1,000. If your stop loss exposes you to a $2,000 loss, it violates this rule.

Payout Eligibility

You become eligible for your first payout after 30 calendar days and must have earned at least 1% total profit on the account.

Example: On a $100,000 account, you must generate a minimum profit of $1,000 after 30 days to request a payout.

Weekend Holding

Yes it's allowed to hold trades over the weekend.

Updated on: 30/06/2025

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